|
Getting your Trinity Audio player ready...
|
Have you recently come across the address PO Box 3191 Bristol BS1 9HY on a letter, financial document or application form and wondered what it’s for? You’re not alone.
This PO Box is one of the most commonly referenced addresses in customer communications from well-known financial institutions in the UK, including Bank of Ireland UK and Northridge Finance. While it may seem like just another generic mailing location, it actually plays a vital role in the secure handling of official correspondence across the country.
In today’s digital age, physical addresses like this are often overlooked, yet they continue to serve an essential function in managing customer service, data protection requests, and legal communications.
This blog takes a deep dive into the purpose, usage, and legitimacy of PO Box 3191 Bristol BS1 9HY, helping you understand who uses it, why it exists, and how you should interact with it if needed.
Let’s explore the facts and clear up the mystery behind this frequently searched address.
What Is PO Box 3191 Bristol BS1 9HY Used For?

Have you ever come across the address PO Box 3191 Bristol BS1 9HY and wondered what it’s all about? Many people in the UK encounter this mailing address on financial documents, bank statements, or official letters.
Despite its generic appearance, it holds an important role within the UK’s financial services sector, particularly for customers of the Bank of Ireland and Northridge Finance.
This blog explores the specific use, legitimacy, and purpose of PO Box 3191 Bristol BS1 9HY. We’ll delve into who operates from it, what it represents, and how you can interact with institutions connected to it. Let’s unpack the mystery of this frequently mentioned postal address.
Where Is PO Box 3191 Bristol BS1 9HY Located?
PO Box 3191 Bristol BS1 9HY is a secure mailing address located in Temple Quay, a well-known business area in central Bristol. This area is a key hub for many large financial and professional service firms.
This specific PO Box is not a physical office that you can visit, but rather a centralised location for receiving and processing correspondence. It is especially used by organisations that handle large volumes of customer mail, such as banks and finance companies.
The use of a PO Box in a location like Temple Quay offers:
- Quick access to central postal services
- Secure and confidential mail handling
- A neutral location away from high street branches
- Centralisation for multiple departments
Bristol’s business districts, including Temple Quay, are highly regarded for their accessibility and efficiency, making this a suitable base for financial institutions seeking consistency and professionalism in communication.
PO Box 3191 is situated in a premium, centrally located area of Bristol, built for reliable and secure correspondence.
Who Uses PO Box 3191 Bristol BS1 9HY?

The address PO Box 3191 Bristol BS1 9HY is primarily used by Bank of Ireland UK and Northridge Finance. Both organisations have listed this as a key correspondence address for customer communications.
Here’s a breakdown of its users:
- Bank of Ireland (UK) plc: A major retail and commercial banking institution with operations across the UK.
- Northridge Finance: A division of the NIIB Group, specialising in vehicle and personal finance across the UK.
Both entities use this PO Box for:
- Handling customer service inquiries
- Responding to privacy and data-related requests
- Managing account servicing documentation
- Receiving official correspondence, such as complaints or legal notices
This PO Box simplifies communication by allowing customers and institutions to interact through a centralised system. It provides convenience for both parties, especially when no high street branches are available locally.
The address is used exclusively by trusted financial service providers for secure and official mail communication.
Is PO Box 3191 Bristol BS1 9HY Linked to Bank of Ireland?
Yes, PO Box 3191 Bristol BS1 9HY is directly linked to Bank of Ireland UK. It serves as one of their primary postal contact addresses within Great Britain.
Since the bank doesn’t operate retail branches in England, Scotland, or Wales, PO Boxes like this allow the bank to manage communications effectively.
Here’s how the bank utilises the address:
- Processing written customer inquiries
- Receiving updates or changes to customer data
- Handling privacy-related communications
- Official documentation for business operations
Bank of Ireland UK provides multiple contact addresses, but PO Box 3191 Bristol stands out as the most commonly referenced for UK-wide communications. The use of a PO Box allows for secure and consolidated mail handling while upholding strict customer confidentiality policies.
Moreover, the bank’s privacy documentation and help portals confirm that this PO Box is maintained and actively monitored for customer concerns.
This address is a legitimate and vital part of Bank of Ireland UK’s infrastructure for managing written communications across Great Britain.
Can the Public Contact PO Box 3191 Bristol BS1 9HY?

Yes, members of the public can send correspondence to PO Box 3191, Bristol BS1 9HY. It is an official and active mail handling address used by Bank of Ireland UK and Northridge Finance, mainly for customer-related communication.
You may use this PO Box to:
- Send documentation relating to your bank or finance accounts
- Raise customer service concerns or complaints
- Contact the Data Protection Officer about privacy matters
- Submit address or contact detail updates
However, keep in mind:
- It is not a physical office, so do not attempt to visit in person
- All communication should be clear and contain your account reference or customer ID
- It is always advisable to send sensitive documents via recorded or tracked delivery
This approach ensures your mail reaches the intended department and is handled according to data protection and financial service standards.
The PO Box is entirely public-facing for written communication but is not designed for in-person visits.
Why Do Financial Institutions Use PO Boxes Like 3191?
PO Boxes like 3191 are widely used by financial institutions due to the numerous benefits they offer in terms of security, efficiency, and standardisation of communications.
Some key reasons include:
- Security: PO Boxes are managed in controlled environments to minimise document tampering or misplacement
- Privacy: They provide a layer of confidentiality between clients and institutions
- Centralisation: They allow for handling all customer communications in one place
- Operational Efficiency: Staff in these central hubs are trained to deal with high volumes of mail efficiently
For companies like Bank of Ireland and Northridge Finance, who operate across regions without physical branches in every location, PO Boxes provide a practical solution.
They are especially helpful when dealing with:
- Customer complaints and dispute resolution
- Legal documentation
- Data access and correction requests under privacy laws
PO Boxes like 3191 serve as essential tools for ensuring safe, confidential, and streamlined correspondence for major financial firms.
Is PO Box 3191 Bristol BS1 9HY Associated With Any Scams?
As of current research and official sources, PO Box 3191 Bristol BS1 9HY is not associated with scams. It is a verified mailing address used by legitimate financial institutions like Bank of Ireland and Northridge Finance.
Still, caution is important. Scammers may try to impersonate official institutions by referencing real addresses.
Here’s how to protect yourself:
- Always verify sender details with the institution’s official website
- Do not provide personal data unless you are certain of the recipient’s identity
- Check that any mail you receive includes reference numbers or matches known account details
- Contact the bank directly if unsure
If you’re ever uncertain about a letter or form sent from this PO Box, it’s best to contact Bank of Ireland UK or Northridge Finance through their official numbers to verify its legitimacy.
The PO Box is safe, but it’s wise to stay alert for impersonation attempts, just as with any financial communication.
What Should You Do If You Receive Mail from This PO Box?

Receiving mail from PO Box 3191 Bristol BS1 9HY generally means that you are being contacted by Bank of Ireland or Northridge Finance about an account or inquiry.
Here’s what you should do:
- Read the letter carefully to understand its context
- Check for customer service numbers or references
- If action is requested, verify by visiting the official website or calling their customer service
- For financial or legal matters, keep a photocopy or scan of the letter for your records
- If you were not expecting the letter, verify its authenticity before responding
Make sure you do not share personal or financial information unless you are confident the sender is genuine.
Stay vigilant, review the content thoroughly, and use official channels to validate the source.
How to Get in Touch with Companies Using PO Box 3191?
If you need to contact a company using PO Box 3191, here are the official ways:
Contact Table for PO Box 3191
| Organisation | Contact Number | Use Case |
| Bank of Ireland UK | +44 (0)117 979 2222 | Customer support, account queries |
| Northridge Finance | 0800 9170923 | Credit accounts, finance-related questions |
Additional points of contact include their customer service portals and official websites.
To ensure your mail reaches the correct department:
- Include your customer reference or account number
- Specify the purpose of your letter in a brief cover note
- Send via recorded delivery to track your submission
You can reach the companies via phone, online, or by post, and always use verified contact details to avoid fraud.
What Other Addresses Are Used by Bank of Ireland UK?
Bank of Ireland UK maintains several addresses across the UK for different functions. PO Box 3191 is one of them, but it is not the only one.
Here are some of their key addresses:
- 45 Gresham Street, London EC2V 7EH Headquarters
- 1 Donegall Square South, Belfast, BT1 5LR Administrative centre
- PO Box 3191, 1 Temple Quay, Bristol BS1 9HY Mail handling and data-related inquiries
- First Rate Exchange Services, SL3 9LL Currency services division
Different departments may have specific addresses for specialised communication, but PO Box 3191 remains the main hub for general customer and data requests.
The bank uses multiple addresses based on service type, with PO Box 3191 serving as a reliable option for written customer communications.
Is PO Box 3191 Bristol BS1 9HY Legitimate and Trustworthy?

Yes, PO Box 3191 Bristol BS1 9HY is a legitimate and trusted address used by respected financial institutions, including Bank of Ireland UK and Northridge Finance. It is a secure mail point that allows customers to communicate formally and privately with these organisations.
From data protection requests to account updates, this PO Box plays a crucial role in enabling professional, confidential exchanges between customers and providers.
If you’ve received mail from this address or need to send something, you can be confident you’re dealing with official channels. Just ensure to verify sender authenticity if you’re ever unsure.
Conclusion
In summary, PO Box 3191 Bristol BS1 9HY is a legitimate and actively used postal address associated with reputable financial institutions in the UK, namely Bank of Ireland UK and Northridge Finance.
It serves as a central point for receiving customer correspondence, managing data protection enquiries, and handling financial communications securely and efficiently.
Understanding the role of this PO Box helps clarify its relevance and purpose. Whether you’re sending a query, responding to a letter, or simply verifying its authenticity, you can be confident that this address is operated by trusted organisations committed to customer privacy and service.
If you ever come across this address again, whether on official mail or financial documents, you now know exactly what it’s used for and how to approach it responsibly.
FAQs
Is PO Box 3191 Bristol BS1 9HY a head office address?
No, it is not a head office address. It is a dedicated PO Box used for mail handling.
Can I visit PO Box 3191 Bristol BS1 9HY in person?
No, PO Boxes are not physical office locations for public visits. You should contact the company by mail or phone.
How can I confirm if a letter from this PO Box is genuine?
You can call the official customer service of Bank of Ireland or Northridge. They will confirm if the communication is valid.
Does Northridge Finance use PO Box 3191 Bristol BS1 9HY?
Yes, Northridge Finance uses this address for customer communications. It is officially listed in their privacy policy.
Is PO Box 3191 Bristol BS1 9HY linked to UK government services?
No, it is not related to government services. It is used by private financial institutions.
Why does Bank of Ireland UK use a Bristol PO Box?
They use the PO Box to centralise customer mail and improve efficiency. It also ensures privacy and consistent service.
What should I do if I get suspicious mail from this PO Box?
Contact the official customer service directly. Avoid replying until the sender is verified.